Financial institutions face unique challenges when measuring greenhouse gas emissions associated with their lending and investment portfolios. SustainoAI incorporates the Partnership for Carbon Accounting Financials (PCAF) methodology, the globally recognised standard for measuring and disclosing financed emissions, enabling banks, asset managers, insurers, and investors to quantify climate impacts consistently and transparently.
Our platform supports the calculation of financed emissions across multiple asset classes by applying PCAF attribution methodologies, data quality scoring, and portfolio-level aggregation. Organisations can assess financed emissions from corporate loans, project finance, commercial real estate, mortgages, motor vehicle loans, listed equity, corporate bonds, business loans, sovereign debt, and other relevant investment portfolios in accordance with the latest PCAF guidance.
SustainoAI automatically applies attribution factors based on ownership or financing share, calculates financed emissions using borrower or investee greenhouse gas inventories, and assigns PCAF Data Quality Scores (1–5) to every asset, providing full transparency over data reliability and estimation methods. The platform maintains complete audit trails, enabling organisations to improve data quality over time while meeting investor, regulator, and assurance expectations.
Key Features
- PCAF-aligned financed emissions calculations
- Support for multiple financial asset classes
- Automated attribution factor calculations
- Portfolio-level emissions aggregation
- Integrated PCAF Data Quality Scoring (1–5)
- Financed emissions dashboards and trend analysis
- Continuous data quality improvement monitoring